INSIGHTS
Tax strategy, explained clearly.
Tax strategy, explained clearly.
Tax strategy, explained clearly.
Practical tax planning insights for high earners, business owners, and investors.
Practical tax planning insights for high earners, business owners, and investors.
SALT Deduction Cap: What It Is and How High Earners Work Around It
SALT Deduction Cap: What It Is and How High Earners Work Around It
The 2026 SALT deduction cap is $40,400 and phases down above $505,000 of income. Here is how it works, who it hits hardest, and the workarounds high earners actually use.
The 2026 SALT deduction cap is $40,400 and phases down above $505,000 of income. Here is how it works, who it hits hardest, and the workarounds high earners actually use.
The Pass-Through Entity Tax (PTET) Election: A State-by-State SALT Cap Workaround
The Pass-Through Entity Tax (PTET) Election: A State-by-State SALT Cap Workaround
A PTET election lets your S corp or partnership deduct state taxes at the business level, bypassing the SALT cap. How it works, who qualifies, and California's 2026 rules.
A PTET election lets your S corp or partnership deduct state taxes at the business level, bypassing the SALT cap. How it works, who qualifies, and California's 2026 rules.
Retirement Account Tax Strategy for High Earners: Backdoor Roth, Mega Backdoor Roth, and Beyond
Retirement Account Tax Strategy for High Earners: Backdoor Roth, Mega Backdoor Roth, and Beyond
Phased out of the Roth IRA? The 2026 playbook: backdoor Roth, mega backdoor Roth, Solo 401(k) stacking, defined benefit plans, and the inherited IRA 10-year rule.
Phased out of the Roth IRA? The 2026 playbook: backdoor Roth, mega backdoor Roth, Solo 401(k) stacking, defined benefit plans, and the inherited IRA 10-year rule.
The Real Estate Investor's Tax Playbook: Depreciation, Cost Segregation, and Real Estate Professional Status
The Real Estate Investor's Tax Playbook: Depreciation, Cost Segregation, and Real Estate Professional Status
Depreciation, cost segregation, real estate professional status, short-term rentals, and 1031 exchanges: the tax strategies behind a rental portfolio.
Depreciation, cost segregation, real estate professional status, short-term rentals, and 1031 exchanges: the tax strategies behind a rental portfolio.
What Can You Actually Deduct? A Business Owner's Guide to Defensible Write-Offs
What Can You Actually Deduct? A Business Owner's Guide to Defensible Write-Offs
The ordinary-and-necessary test, above-the-line deductions, home office rules, and how to document mixed-use expenses you can defend.
The ordinary-and-necessary test, above-the-line deductions, home office rules, and how to document mixed-use expenses you can defend.
2026 Retirement Contribution Limits: What Changed for 401(k), IRA, and Solo 401(k)
2026 Retirement Contribution Limits: What Changed for 401(k), IRA, and Solo 401(k)
2026 retirement limits in one place: 401(k) $24,500, IRA $7,500, Solo 401(k)/SEP $72,000, SIMPLE $17,000, HSA $4,400/$8,750, and what changed.
2026 retirement limits in one place: 401(k) $24,500, IRA $7,500, Solo 401(k)/SEP $72,000, SIMPLE $17,000, HSA $4,400/$8,750, and what changed.
Backdoor Roth IRA: A Step-by-Step Guide for High-Income Earners
Backdoor Roth IRA: A Step-by-Step Guide for High-Income Earners
Too much income for a direct Roth IRA? The backdoor Roth in five steps: the pro-rata rule trap, Form 8606, timing, and 2026 limits.
Too much income for a direct Roth IRA? The backdoor Roth in five steps: the pro-rata rule trap, Form 8606, timing, and 2026 limits.
Mega Backdoor Roth: How to Shelter Far More Than the Standard 401(k) Limit
Mega Backdoor Roth: How to Shelter Far More Than the Standard 401(k) Limit
The mega backdoor Roth moves far more than $24,500 into Roth yearly. The mechanics, 2026 limits, and the two plan features required.
The mega backdoor Roth moves far more than $24,500 into Roth yearly. The mechanics, 2026 limits, and the two plan features required.
1031 Exchanges: Deferring Capital Gains When You Sell an Investment Property
1031 Exchanges: Deferring Capital Gains When You Sell an Investment Property
How a 1031 exchange defers capital gains on investment property: like-kind rules, 45-day and 180-day deadlines, boot, and the depreciation recapture trap.
How a 1031 exchange defers capital gains on investment property: like-kind rules, 45-day and 180-day deadlines, boot, and the depreciation recapture trap.
Inherited IRA Rules Have Changed: What Beneficiaries Need to Know About the 10-Year Rule
Inherited IRA Rules Have Changed: What Beneficiaries Need to Know About the 10-Year Rule
Most non-spouse IRA beneficiaries must empty the account by year 10. Annual RMDs apply in years 1-9 only if the owner died after their required beginning date.
Most non-spouse IRA beneficiaries must empty the account by year 10. Annual RMDs apply in years 1-9 only if the owner died after their required beginning date.
Home Office Deduction: What 'Regular and Exclusive Use' Actually Means
Home Office Deduction: What 'Regular and Exclusive Use' Actually Means
Regular and exclusive use is the gateway to the home office deduction: the test, simplified vs. actual expenses, and the S-corp accountable plan rule.
Regular and exclusive use is the gateway to the home office deduction: the test, simplified vs. actual expenses, and the S-corp accountable plan rule.
Fixing a Roth IRA Over-Contribution Before It Costs You a 6% Penalty
Fixing a Roth IRA Over-Contribution Before It Costs You a 6% Penalty
Fix a Roth IRA excess contribution by withdrawing it plus earnings by your extended return due date. Miss it and the 6% penalty repeats yearly.
Fix a Roth IRA excess contribution by withdrawing it plus earnings by your extended return due date. Miss it and the 6% penalty repeats yearly.
RSU Vesting and Taxes: What Happens the Day Your Shares Vest
RSU Vesting and Taxes: What Happens the Day Your Shares Vest
RSUs are taxed as ordinary income the day they vest. How withholding works, why 22% often falls short, and how to track your cost basis for the later sale.
RSUs are taxed as ordinary income the day they vest. How withholding works, why 22% often falls short, and how to track your cost basis for the later sale.
The Wash Sale Rule: How the 30-Day Window Can Quietly Cancel Your Tax Loss Harvesting
The Wash Sale Rule: How the 30-Day Window Can Quietly Cancel Your Tax Loss Harvesting
The wash sale rule: how the 61-day window, basis adjustment, and IRA trap affect tax loss harvesting.
The wash sale rule: how the 61-day window, basis adjustment, and IRA trap affect tax loss harvesting.
What Actually Triggers an IRS Audit (and How to Prepare Before One Happens)
What Actually Triggers an IRS Audit (and How to Prepare Before One Happens)
An IRS audit starts with a letter, not a mistake. Learn what triggers audits, the real audit odds by income, and how to prepare before one happens.
An IRS audit starts with a letter, not a mistake. Learn what triggers audits, the real audit odds by income, and how to prepare before one happens.